We are conducting the following survey concerning ways to help slow the tide of "Identity Theft" which has become a national epidemic.
Question concerning using 4 digit pin for both credit and debit cards at the gas pumps would basically make stolen credit cards and debit cards useless at gas stations.
According to two major west coast U.S. Banks, 98 % of all stolen credit and debit cards has two types of purchases on them; gas and food.
By making transactions more secure, losses by credit card companies and gas stations should decrease drastically. This would enable credit card processors and oil companies to decrease the rates they charge to business owners by at least 1% to accept credit and debit cards.
Question concerning ethnic codes is a security measure. The same questions they currently ask you when you get a new job, credit card and banks would ask the same questions for security purposes.
For example: when you write a check or use your credit card, the code would appear on the merchants terminal. If the ethnic orgin doesn't match the customer, chances are pretty high that someone is using someone else's checking account or credit card. At that point, clerk could alert security personnel. If they are a thief, chances are they will try to get away.
Question concerning signage would act as a deterrent. Thieves would probably by-pass merchants that had this signage in their stores.
We will post the results of this survey at the end of November 2005. Your comments or suggestions are welcome.
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You can send your ID Theft Victim Stories to : Identity Theft Victims U.S., Attention: Victim Stories, P.O. Box 2723, Wylie, TX. 75098-2723